DDA Karmajeevi Awaas Yojana 2026: Flats & Prices

The DDA Karmajeevi Awaas Yojana 2026 — also referred to as the Karmjivi Housing Scheme — offers a flat 25% discount on over 1,200 ready-to-move flats in Narela, and it's specifically aimed at serving and retired government employees, defence personnel, and working professionals. If you've been priced out of Delhi's regular housing market, this is worth a serious look before the registration window opens.

Registration begins 24 July 2026, and flat booking opens 15 August 2026 — timed just ahead of Independence Day.

What the Scheme Actually Offers

• Total flats: Over 1,200 units (DDA has cited 1,224 in some releases)
• Location: Narela, Pocket-11, Sectors A1 to A4
• Categories: 1 BHK, 2 BHK, and 3 BHK
• Discount: 25% off the disposal price
• Ownership: Freehold — full ownership rights, not leasehold
• Possession: Ready-to-move — these are completed flats, not under-construction units, so there's no construction-delay risk
• Allotment method: First-Come-First-Serve (FCFS), through the DDA Awaas Portal

Flat Prices — Corrected

Here's where it's worth being careful, because this exact figure gets miscopied across several sites reporting on this scheme. After the 25% discount, starting prices are:

If you see a 1 BHK price quoted anywhere close to ₹3.3 lakh, that's a decimal-point error — DDA flats in Narela, even heavily discounted, don't sell for that little. The verified starting figure is ₹33.40 lakh.

These are disposal prices only — corpus fund, maintenance charges, and registration fees are additional, covered below.

Important Dates

Since allotment runs on FCFS rather than a lottery, register and get your documents verified well before 15 August — buyers who complete this early get first pick of available units before preferred configurations run out.

Who Can Apply

Government employees, broadly defined:

• Central Government, State Government, PSU, and Autonomous Body employees
• Public Sector Bank employees
• Government University and Government Hospital employees
• Local Body employees
• Railway and Postal Department employees
• Serving and retired Defence personnel
• Ex-Servicemen

Professionals:

• Both self-employed and salaried professionals, provided they hold valid educational qualifications and professional certificates

The scheme's eligibility criteria don't specify an income limit — eligibility is based on employment or professional status, not income level.

Booking Amount and Registration Fee

Registration fee: ₹2,500 for first-time DDA applicants. If you're already a registered DDA applicant from an earlier scheme, this fee is waived.

Additional Charges Beyond the Flat Price

Budget for these separately — they're not included in the disposal price:

Documents You'll Need

Government employees:

• Employment Certificate
• Service Certificate
• Retirement Certificate (if retired)

Professionals:

• Educational Certificates
• Professional Qualification Certificates
• Other supporting eligibility documents specific to your profession

How to Apply — Step by Step

1. Register on the DDA Awaas Portal
2. Pay the registration fee, if applicable to you
3. Upload your eligibility documents
4. Wait for document verification to complete
5. Log in on 15 August 2026 when booking opens
6. Select your preferred flat
7. Pay the booking amount
8. Complete the remaining payment formalities

Do the registration and document verification steps well ahead of 15 August — under FCFS, verification delays can cost you the flat configuration you actually wanted.

Location and Connectivity

The complex sits in Narela Sub-City, facing Mamurpur forest, and is positioned within what DDA describes as one of Delhi's fastest-emerging growth corridors. Reported distances:

• 500 metres from Urban Extension Road (UER)-I
• 1.1 km from GT Karnal Road
• 1.2 km from the upcoming metro station
• 1.9 km from the proposed RRTS station
• 2 km from Narela Sports Complex
• 5 km from the upcoming Education Hub
• 9.2 km from the upcoming Integrated Sports Stadium

Narela is still a developing corridor rather than an established, fully-serviced neighbourhood — several of these connectivity points are upcoming infrastructure, not currently operational. Visit the site in person before committing, and weigh the discount against how long you're willing to wait for the surrounding infrastructure to mature.

Why This Matters for Ex-Servicemen and Defence Families

DDA has explicitly included serving and retired military personnel among eligible categories — Army, Navy, and Air Force veterans, defence civilians, and retired Armed Forces personnel can all apply. Freehold ownership at a discounted price in Delhi is a genuinely rare combination for this category of buyer, and it's worth comparing against other defence-linked housing options you may already be tracking. If you're also weighing an AWHO flat, the eligibility, cost structure, and waiting period work quite differently — this DDA scheme gets you a completed, ready-to-move unit immediately rather than a project still under construction.

Before You Apply

• Visit the Narela site in person and assess the surrounding infrastructure yourself, rather than relying on brochure descriptions
• Read the detailed scheme brochure for the complete, itemised list of charges
• Keep all required documents ready and verified before the 15 August booking window opens
• Budget for the corpus fund and 12 months' advance maintenance on top of the flat price — these add a meaningful amount to your total upfront cost

For more updates on housing and welfare schemes like this, follow our government news section.