What is the in-hand salary at Level 5?

In-hand salary at Level 5 depends on your basic pay (which sits within the pay-matrix row), your city category (X / Y / Z) and the prevailing DA rate (currently 60% from January 2026). For the entry cell of ₹29,200 in a Y-category city, the in-hand monthly salary works out to roughly basic + 60% DA + 20% HRA + transport + DA on transport, less NPS (10%), CGHS, CGEIS and any TDS. Use the calculator on this page to see the exact number for your situation.

What will my Level 5 salary be under the 8th CPC?

Under the projected 8th Pay Commission (analyst estimate, not yet official), Level 5 basic pay multiplies by a fitment factor of about 1.92×. Starting basic of ₹29,200 therefore moves to approximately ₹56,064 when the new commission is implemented. DA resets to 0% on day one and accrues again from there. Final figures depend on the actual fitment factor and allowance structure the government notifies — the 1.92× value is an analyst projection only.

What is the Grade Pay for Level 5?

Level 5 corresponds to GP 2800 under the legacy 6th CPC pay-band system. Although Grade Pay was discontinued under the 7th CPC's new pay-matrix structure in 2016, the term is still widely used for cadre-mapping, recruitment notifications and seniority lists.

How does annual increment work at Level 5?

Increments are awarded each year on 1 July (or 1 January, post-2016 OM, whichever is applicable to your service). Each increment moves you one cell forward in the Level 5 row of the pay matrix — typically a ~3% raise. To be eligible for an increment, you must have completed at least 6 months of service at the current cell as of the increment date.

PB-1 (5200–20200) · GP 2800

Level 5 — 7th CPC Pay Matrix & Salary

Level 5 begins at ₹29,200 and applies to Upper Division Clerk (UDC), Sub-Inspector in CAPFs, and equivalent supervisory clerical posts.

Quick Snapshot

Starting Basic

₹29,200

Maximum Basic

₹92,400

Grade Pay

GP 2800

Pay Band

PB-1 (5200–20200)

Level 5 In-Hand Salary Calculator

Pick your basic pay cell, city category and DA rate to see your monthly take-home — plus the projected 8th CPC figure.

Your Details

Basic Pay (cell from Level 5 matrix)

City Category

DA %60%

Salary BreakdownPer month

7th CPC (Current)

Basic Pay₹29,200

DA (60%)₹17,520

HRA (30%)₹8,760

Transport (TA + DA)₹5,760

Gross₹61,240

NPS (10%)− ₹4,672

CGHS + CGEIS− ₹280

Income Tax (TDS)− ₹0

Net Take-Home₹56,288

8th CPC Projection (×1.92 fitment)

New Basic₹56,064

Net (DA reset to 0%)₹67,233

Level 5 Pay Matrix — All 40 Cells

Each cell represents one annual increment. You move one cell forward every 1 July (or 1 January, per your service rules).

Annual increments for Level 5 from cell 1 to cell 40.
Cell	Basic Pay (₹)	Approx Gross (Y city, DA 60%)
1	₹29,200	≈ ₹52,560
2	₹30,100	≈ ₹54,180
3	₹31,000	≈ ₹55,800
4	₹31,900	≈ ₹57,420
5	₹32,900	≈ ₹59,220
6	₹33,900	≈ ₹61,020
7	₹34,900	≈ ₹62,820
8	₹35,900	≈ ₹64,620
9	₹37,000	≈ ₹66,600
10	₹38,100	≈ ₹68,580
11	₹39,300	≈ ₹70,740
12	₹40,500	≈ ₹72,900
13	₹41,700	≈ ₹75,060
14	₹42,900	≈ ₹77,220
15	₹44,200	≈ ₹79,560
16	₹45,500	≈ ₹81,900
17	₹46,900	≈ ₹84,420
18	₹48,300	≈ ₹86,940
19	₹49,700	≈ ₹89,460
20	₹51,200	≈ ₹92,160
21	₹52,700	≈ ₹94,860
22	₹54,300	≈ ₹97,740
23	₹55,900	≈ ₹1,00,620
24	₹57,600	≈ ₹1,03,680
25	₹59,300	≈ ₹1,06,740
26	₹61,100	≈ ₹1,09,980
27	₹62,900	≈ ₹1,13,220
28	₹64,800	≈ ₹1,16,640
29	₹66,700	≈ ₹1,20,060
30	₹68,700	≈ ₹1,23,660
31	₹70,800	≈ ₹1,27,440
32	₹72,900	≈ ₹1,31,220
33	₹75,100	≈ ₹1,35,180
34	₹77,400	≈ ₹1,39,320
35	₹79,700	≈ ₹1,43,460
36	₹82,100	≈ ₹1,47,780
37	₹84,600	≈ ₹1,52,280
38	₹87,100	≈ ₹1,56,780
39	₹89,700	≈ ₹1,61,460
40	₹92,400	≈ ₹1,66,320

About Level 5 — UDC / Sub-Inspector

UDCs supervise LDCs and handle file diary maintenance, scheme implementation paperwork, RTI replies and audit responses. Auditors and Accountants clear SSC CGL and join the offices of CAG, IA&AD or PAOs.

Common posts at Level 5

Upper Division Clerk (UDC)
Sub-Inspector (CAPF)
Auditor
Accountant
Junior Engineer (some cadres)

Promotion ladder

UDCs progress to Section Officer (Level 7) after qualifying departmental exams; Sub-Inspectors move to Inspector (Level 7) by seniority and exam.

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