Army · Navy · Air Force · 7th CPC

Defence Pay Calculator

Calculate in-hand pay for Armed Forces personnel. Includes Military Service Pay (MSP), DA, HRA, and Transport Allowance under the 7th CPC defence pay matrix.

Inputs

Rank

City category

DA %60%

Pay breakdown

Basic Pay₹56,100

Military Service Pay (MSP)₹15,500

DA on Basic (60%)₹33,660

DA on MSP (60%)₹9,300

HRA (20% — City Y)₹11,220

Transport Allowance (base)₹7,200

DA on TA (60%)₹4,320

Gross Pay (before deductions)

₹1,37,300

Deduct AGIF/AFGI, NPS/OROP contributions, income tax for net take-home.

Note: Field Area Allowance, Siachen, RMA and other special allowances are not included above. Pay shown is for the minimum cell of the selected rank.

Defence rank pay levels — 7th CPC

Rank	Level	Min Basic	MSP
Lieutenant	Level 10	₹56,100	₹15,500
Captain	Level 10B	₹61,300	₹15,500
Major	Level 11	₹69,400	₹15,500
Lt Colonel	Level 12A	₹1,21,200	₹15,500
Colonel	Level 13	₹1,30,600	₹15,500
Brigadier	Level 13	₹1,39,600	₹15,500
Major General	Level 14	₹1,44,200	₹15,500
Lt General	Level 15	₹1,82,200	₹15,500
General (Army Chief)	Level 18	₹2,50,000	₹0
Sepoy (Gnr/Rfn)	Level 3	₹21,700	₹5,200
Naik / Lance Naik	Level 4	₹25,500	₹5,200
Havildar / Corporal	Level 5	₹29,200	₹5,200
Naib Subedar / Sgt	Level 6	₹35,400	₹5,200
Subedar	Level 7	₹44,900	₹5,200
Subedar Major / MWO	Level 8	₹47,600	₹5,200

Pay shown is the minimum (entry) basic for each rank. Increments apply annually on July 1. Highlighted row = selected rank.

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