GPF · OPS-era employees

GPF / PF Calculator

Calculate your GPF (General Provident Fund) corpus at retirement. For employees who joined before 1 January 2004 and are on the Old Pension Scheme.

Inputs

Monthly contribution (₹)

Minimum 6% of basic pay; no upper cap.

Years to retirement20 yrs

Interest rate (annual)7.1%

Current GPF rate: 7.1% (revised quarterly).

Projection

Total contribution₹19,20,000

Interest earned₹23,23,341

Corpus at retirement

₹42,43,341

Annual interest exempt up to ₹5L of contributions; excess interest taxable as per slab.

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