OROP · Service Pension · Disability

Defence Pension Calculator

Calculate your service pension, commuted lump sum, and disability pension for Army, Navy and Air Force personnel under the 7th Pay Commission.

Inputs

Last drawn basic pay (₹)

Military Service Pay (MSP) (₹)

Officers: ₹15,500 · JCO/OR: ₹5,200 · Gen/Equiv: ₹0

Qualifying service (years)26 yrs

Full pension (50%) after 20+ qualifying years.

DA %60%

Commutation % (max 50%)50%

Age at next birthday58 yrs

Pension result

Reckonable emoluments (Basic + MSP)₹84,900

Pension rate (50% for 26 yrs)50%

Basic pension₹42,450

DR on pension (60%)₹25,470

Monthly Gross Pension

₹67,920

DR computed on full basic pension

Commutation (lump sum)

50% commuted₹21,225/mo

Factor (age 58)9.366

Tax-free lump sum₹23,85,520

Reduced pension (15 yrs)₹21,225/mo

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