Disclaimer

Every calculator on this site — salary, pay matrix, DA, HRA, NPS, gratuity, pension, income tax, leave encashment and all others — produces an indicative estimate based on our reading of published rules. Figures are not an official entitlement.

Your actual pay, allowances, deductions, pension and leave balance are determined solely by your DDO, Pay & Accounts Office, or pension sanctioning authority. Always verify against your official payslip, service book, or the relevant government order before acting on anything you read here.

The 8th Central Pay Commission is still under government consideration. Any 8th CPC figure, fitment factor (including the widely quoted 1.92×) or implementation date shown on this site is an analyst projection, not an official announcement.

Listings for CGHS empanelled hospitals, ECHS polyclinics, CSD and AFD dealers, Kendriya Bhandar stores, holiday homes, Sainik Rest Houses, MCO quota trains and railway facilities are compiled from publicly available official documents and directories.

Empanelment status, rates, addresses, contact numbers and availability change frequently and without notice — ECHS empanelment in particular runs on short quarterly MoA cycles. We do not operate, own, represent or control any listed facility, and inclusion here is not a recommendation. Always confirm directly with the facility and with your own office before travelling or seeking treatment.

News articles and explainers summarise government orders, circulars and press releases from public sources. They are journalism and commentary, not legal, financial, tax or service advice. Government rules change often, and older articles may no longer reflect the current position.

Answers from the built-in AI assistant are machine-generated and may be incomplete or wrong. Never rely on them for a service, financial or medical decision without independent verification.

Government names, emblems, logos and abbreviations that appear on this site are the property of their respective owners and are used only to identify the schemes being described. Their use does not imply any association or endorsement.

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Official channels

For anything official, go directly to the government:

• DoPT (service rules)
• Department of Expenditure (pay & allowances)
• CGHS (beneficiary portal)
• ECHS
• Pensioners' Portal
• CPGRAMS (grievances)

Limitation of liability

CG Seva is provided "as is", without warranty of any kind. To the fullest extent permitted by law, we accept no liability for any loss or damage arising from reliance on information published here. By using this site you accept these terms — see also our Terms of Service.

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cgseva.com is a privately operated, independent website. It is not a Government of India website, portal, or helpdesk. It is not affiliated with, endorsed by, sponsored by, or connected to the Government of India, the Department of Personnel & Training (DoPT), the Department of Expenditure, the Ministry of Finance, the Ministry of Defence, CGHS, ECHS, CSD, the Ministry of Railways, or any other ministry, department, board, or government agency.

No part of this website should be taken as an official government communication. If you need an authoritative answer, use the official government portal or contact your own establishment section.