Understand Every Part of Your Central Government Salary
Each component of your pay has its own rules, rates and calculator. Explore them in detail.
Your monthly pay starts with basic pay from the 7th CPC pay matrix, on which every allowance is built. The largest add-on is Dearness Allowance, currently 60%, revised every January and July from the AICPI-IW index. When DA is revised you may also be owed DA arrears for the months between the effective date and the order.
If you live in rented accommodation, your House Rent Allowance (HRA) is 30%, 20% or 10% of basic for X, Y and Z cities. You also receive Transport Allowance (TA) plus DA on TA. To see all of these together as a single in-hand figure, use the 7th CPC salary calculator or generate a printable salary slip.
On the deductions side, post-2004 employees contribute to the National Pension System (NPS), while pre-2004 staff build a GPF corpus. Plan your income tax under the old vs new regime, and at retirement work out your gratuity, commuted pension and leave encashment.
Looking ahead to the 8th CPC, model your new basic with the fitment factor calculator and the projected 8th CPC pay matrix. Defence personnel can use the dedicated defence pay calculator, and everyone can browse the full guide to all 19 pay levels.