Understand Every Part of Your Central Government Salary
Each component of your pay has its own rules, rates and calculator. Explore them in detail.
Your monthly pay starts with basic pay from the 7th CPC pay matrix, on which every allowance is built. The largest add-on is Dearness Allowance, currently 60%, revised every January and July from the AICPI-IW index. When DA is revised you may also be owed DA arrears for the months between the effective date and the order.
If you live in rented accommodation, your House Rent Allowance (HRA) is 30%, 20% or 10% of basic for X, Y and Z cities. You also receive Transport Allowance (TA) plus DA on TA. To see all of these together as a single in-hand figure, use the 7th CPC salary calculator or generate a printable salary slip.
On the deductions side, post-2004 employees contribute to the National Pension System (NPS), while pre-2004 staff build a GPF corpus. Plan your income tax under the old vs new regime, and at retirement work out your gratuity, commuted pension and leave encashment.
Looking ahead, our free online 8th Pay Commission calculator lets central government employees model their 2026 salary in seconds: start with the fitment factor calculator and the projected 8th CPC pay matrix to estimate your new basic pay. Pensioners can project their revised pension with the commuted pension and defence pension calculators, defence and army personnel have a dedicated defence pay calculator, and state government employees can check their own state pay matrix. Everyone can browse the full guide to all 19 pay levels.