House Building Advance Interest Rate FY 2026-27: What Railway Staff Should Know

Railway Board confirms 7.10% interest on House Building Advance for FY 2026-27. Here's what that actually means for your home loan repayment.

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House Building Advance Interest Rate FY 2026-27: What Railway Staff Should Know

This article is based on Railway Board Order RBE No. 57/2026 dated 10 July 2026, adopting the MoHUA Office Memorandum dated 13 May 2026. For your specific HBA eligibility, sanctioned amount, and repayment schedule, consult your establishment’s finance office.

Sooraj, Railway Employee, Level D

Sooraj is a serving Railway employee at Level D. He has hands-on experience of railway-specific allowances — Running Allowance, Trip Allowance, Night Duty Allowance — and the railway holiday and leave structure. He reviews CG Seva's railway-related content.